Warning: mysql_query(): Access denied for user 'root'@'localhost' (using password: NO) in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6082
Warning: mysql_query(): A link to the server could not be established in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6082
Warning: mysql_fetch_array() expects parameter 1 to be resource, boolean given in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6083
Warning: mysql_query(): Access denied for user 'root'@'localhost' (using password: NO) in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6395
Warning: mysql_query(): A link to the server could not be established in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6395
Warning: mysql_fetch_array() expects parameter 1 to be resource, boolean given in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6396
Warning: mysql_query(): Access denied for user 'root'@'localhost' (using password: NO) in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6537
Warning: mysql_query(): A link to the server could not be established in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6537
Warning: mysql_fetch_array() expects parameter 1 to be resource, boolean given in /home/cebux/public_html/wp-content/plugins/hwe_manage_business/manage_business_plugin.php on line 6538
I sometimes use various seals and flags of the Philippines. These are for decoration and informational purposes only. I do not in anyway imply official relation to government, formal or informal.
This site should be considered editorial in nature. That is the site is mostly opinion. I am American that has made my home in the Philippines and have set a goal to become as Filipino like as I can. I am learning, a process that is unlikely to end. I spent 49 years in the USA and I do love the USA but several factors have made the Philippines a better choice for me. Since I’m learning and since I cover subjects that are very complex, I might be wrong.
The site is a guide and you should use it as such. Any information here should be verified by a professional in that industry.
I use several sites for information. Some of those that I visit on a regular bases are Google News, The Wall Street Journal, The Economist, The New York Times, NPR podcast, Google Finance, and The Inquirer. I also read local papers, usually The Freeman and Cebu Daily News. I also watch ANC TV news, a 24 hour local TV News channel.
More importantly, I get out and associate with Filipino as much as I possibly can. I like to explore every location I can get myself too.
Sometimes my opinion and views change.
Earning disclaimer: Some links on this site result in generating income for me.
Amazon Earning Disclaimer
The owner of this website, Rusty Ferguson, is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking Cebu Experience to Amazon properties including, but not limited to, amazon.com, endless.com, myhabit.com, smallparts.com, or amazonwireless.com.
When it comes to buying products or services when using the internet, it is recommended that you should always conduct your own investigations. This includes buying any products or services sold from this website and all other websites.
Unless we have stated otherwise, you should always assume that when products or services are made reference to, they are made because there exists a material connection between the website owner and the providers of the products and services displayed. It should be noted that this is not always the case.
Good Faith Recommendations
The owners of this site will always recommend products and services based in part on a good faith belief that the supply of such products or services will help the person obtaining them. The owner has good faith belief, because the owner has either tried the products or services prior to making any recommendations, or the owners have researched the products or services based on the supplier’s history. The recommendations made by the owner about the products or services are honest opinions based on facts known to the owner at the time a product or service is mentioned on the website.
The owner has conducted all steps possible to verify the testimonials that appear on this site. They are treated as average user expectations based on the information that was available at the time of publishing them. They are not exaggerations of user results which we do not entertain in any form. Enquiries have been made to confirm their authenticity at all times. If a claim sounds untrue then the owners regard this as such and do not publish this on the website.
Where extracts have been displayed from other reviewers, forum posts, and otherwise user comments, these are in no way indicative of any kind of verifiable results. All visitors are strongly cautioned to conduct their own due diligence prior to making a purchase displayed on this site.
In order to protect you, should the claims be unfounded, all such products are provided with a 100% money back guarantee by a reputable third party, which have all be verified as genuine and safe to use. As a result of this, the supply of services or products is additionally supported by the 100% money back guarantee for complete peace of mind.
Our aim is to be 100% honest at all times. If however you find something displayed on this site, which you do not agree with, then please contact us immediately and we will look into it. We reserve the right to withdraw the display of any product or service that does not reach our very high levels of satisfaction without any prior notice. Any honesty and integrity is important to us at all times.
Potential Bias and Due Diligence
The owners’ opinion about a product or service may be partially formed in part on the fact that the owner is likely to receive compensation for the product or service. The nature of the relationship is sufficient to establish a material connection between the owner and the provider. There will be instances where the owner will not receive compensation relating to the products or services on this website. You should assume that the owner has a material relationship with the product or services suppliers, because the owner has received or is likely to receive something of monetary value from the supplier. You should always perform your own due diligence before purchasing a product or service mentioned on this website.
The type of compensation may vary, from receiving payment for a product or service, or receiving complementary products or services. The owner is therefore likely to receive monetary compensation when you make a purchase for a product or service after clicking the affiliate link displayed.
Questions Regarding Any Purchases
The owners aim is to provide the best products and services available to you. If you have any questions regarding any such purchases, then please contact us immediately and we will do what we can to answer them or rectify any issues you may have.