I sometimes use various seals and flags of the Philippines.   These are for decoration and informational purposes only.  I do not in anyway imply official relation to government, formal or informal.

This site should be considered editorial in nature.  That is the site is mostly opinion.  I am American that has made my home in the Philippines and have set a goal to become as Filipino like as I can.  I am learning, a process that is unlikely to end.  I spent 49 years in the USA and I do love the USA but several factors have made the Philippines a better choice for me.  Since I’m learning and since I cover subjects that are very complex, I might be wrong.

The site is a guide and you should use it as such.  Any information here should be verified by a professional in that industry.

I use several sites for information.  Some of those that I visit on a regular bases are Google News, The Wall Street Journal, The Economist, The New York Times, NPR podcast, Google Finance, and The Inquirer.  I also read local papers, usually The Freeman and Cebu Daily News.  I also watch  ANC TV news, a 24 hour local TV News channel.

More importantly, I get out and associate with Filipino as much as I possibly can. I like to explore every location I can get myself too.

Sometimes my opinion and views change.

Earning disclaimer: Some links on this site result in generating income for me.

Amazon Earning Disclaimer

The owner of this website, Rusty Ferguson, is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking Cebu Experience to Amazon properties including, but not limited to, amazon.com, endless.com, myhabit.com, smallparts.com, or amazonwireless.com.

Compensation Disclosure

When it comes to buying products or services when using the internet, it is recommended that you should always conduct your own investigations. This includes buying any products or services sold from this website and all other websites.

Material Connection

Unless we have stated otherwise, you should always assume that when products or services are made reference to, they are made because there exists a material connection between the website owner and the providers of the products and services displayed. It should be noted that this is not always the case.

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Testimonials

The owner has conducted all steps possible to verify the testimonials that appear on this site. They are treated as average user expectations based on the information that was available at the time of publishing them. They are not exaggerations of user results which we do not entertain in any form. Enquiries have been made to confirm their authenticity at all times. If a claim sounds untrue then the owners regard this as such and do not publish this on the website.

Where extracts have been displayed from other reviewers, forum posts, and otherwise user comments, these are in no way indicative of any kind of verifiable results. All visitors are strongly cautioned to conduct their own due diligence prior to making a purchase displayed on this site.

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Potential Bias and Due Diligence

The owners’ opinion about a product or service may be partially formed in part on the fact that the owner is likely to receive compensation for the product or service. The nature of the relationship is sufficient to establish a material connection between the owner and the provider. There will be instances where the owner will not receive compensation relating to the products or services on this website. You should assume that the owner has a material relationship with the product or services suppliers, because the owner has received or is likely to receive something of monetary value from the supplier. You should always perform your own due diligence before purchasing a product or service mentioned on this website.


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The type of compensation may vary, from receiving payment for a product or service, or receiving complementary products or services. The owner is therefore likely to receive monetary compensation when you make a purchase for a product or service after clicking the affiliate link displayed.

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The owners aim is to provide the best products and services available to you. If you have any questions regarding any such purchases, then please contact us immediately and we will do what we can to answer them or rectify any issues you may have.

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